gold-iconLoan to Value: N/A
Sarvaswa Capital Finance

Gold Loans starting from 10.08 % p.a.** interest

Use Your Gold To Get Instant Loan

Unlock the value of your gold and access instant loans in minutes. Leverage gold’s power for fast, hassle-free financing.

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Swift Loan Approvals

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Competitive Interest Rates

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Secure and Reliable

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Flexible Repayment Options

Banking Partners

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Gold Loan Calulator

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Loan per gram (22k): N/A

Gold Required for the Loan

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Note : Note: *22k: 22 carat gold Jewellery. Gold Loan Per Gram is 75% of the 30 Day Average price of 22 Carat Gold as Prescribed by IBJA (Indian Bullion and Jewellers Association Limited)

Why Choose a Gold Loan?

Why wait for a loan when your gold can work for you. Get quick cash at lower interest rates with minimal hassle.

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Quick
Disbursal

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Competitive
Interest Rates

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High Loan-to-
Value Ratio

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Minimal
Documentation

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Flexible
Repayment

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Secure
Storage

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Get a Hassle-Free Gold Loan in Just 3 Easy Steps

Step 1 - Application

Step 1 - Application

Fill out our form online, or visit any of our branch with your gold and valid KYC document.

Step 2 - Evaluation/Sanction

Step 2 - Evaluation/Sanction

Our representative appraises gold as per the RBI guidelines to determine its quality and value.

Step 3 - Disbursement

Step 3 - Disbursement

Complete KYC, finalize documentation, and receive an instant loan transfer to your bank account.

Tailored Gold Loan

Plans for Every Need Unlock the best loan options with flexible tenures, competitive interest rates, and quick approvals. Choose a plan that fits your financial goals and enjoy seamless borrowing with Sarvasva Capital

Loan Tenure: 6 Months

0.84% p.m.

SAMRIDDHI BUSINESS (REBATE) SCHEME

Effective Rate of Interest

01 - 35 Days :0.84% p.m.10.08% p.a.
36 - 65 Days :1.34% p.m.16.08% p.a.
66 - 90 Days :1.84% p.m.22.08% p.a.
90 + Days :2.58% p.m.30.96% p.a.

Loan Amount

5,00,001-35,00,000

Loan Tenure: 9 Months

1.83% p.m.

SARV SMALL CREDIT (REBATE) SCHEME

Loan Amount

3000 - 50,000

Loan Tenure: 6 Months

1.7% p.m.

MAX ADVANTAGE (REBATE) SCHEME

Loan Amount

50,001-1,00,000

Loan Tenure: 6 Months

1.46% p.m.

SAMRIDDHI (REBATE) SCHEME

Loan Amount

1,00,001-2,00,000

Loan Tenure: 6 Months

1.25% p.m.

SAMRIDDHI SPL (REBATE) SCHEME

Loan Amount

2,00,001-3,00,000

Loan Tenure: 6 Months

0.99% p.m.

SAMRIDDHI ELITE (REBATE) SCHEME

Loan Amount

3,00,001-5,00,000

Loan Tenure: 6 Months

0.92% p.m.

SAMRIDDHI ELITE PLUS (REBATE) SCHEME

Loan Amount

5,00,001-35,00,000

Loan Tenure: 6 Months

0.99% p.m.

MAX BUSINESS (REBATE) SCHEME

Loan Amount

50,000-3,00,000

Loan Tenure: 6 Months

0.86% p.m.

MAX ADVANTAGE PLUS (REBATE) SCHEME

Loan Amount

7,00,000-35,00,000

Note: Gold prices fluctuate daily, hence your final Gold Loan amount will be based on the maximum Loan To Value (LTV)*** of your gold jewellery appraised on that particular day along with the scheme you select.

**Loan-To-Value (LTV) is calculated based on the purity of gold in the gold ornaments. It is also subject to change depending on the customer's location/ Sarvasva Capital Finance Pvt. Ltd. branch where the gold loan account is opened; *pm: gold loan interest rate per month; **pa: gold loan interest rate per annum.

Minimum age group for loan application is 21 years and the maximum being 75 years.

Sarvasva Capital Finance follows Reserve Bank of India (RBI) Guidelines which states Quantum of finance is fixed up to a maximum of 75% of 30 days average IBJA (Indian bullion and jewellers association limited) rate or 75% of the value of the gold ornaments as appraised by a bank-approved appraiser.

Your Gold is Securely Stored in a High-Security Vault

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Location Icon

Jail Road, Tilak Nagar

27/1(A), First Floor, Jail Road, Ashok Nagar (Double Storey), New Delhi-110018

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Jain Road, Mohan Garden

153-154B, Laxmi Vihar, Jain Road - Mohan Garden, Uttam Nagar, New Delhi-110059

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Khyala, Vishnu Garden

B-1/120, Khyala Road, Khyala, Vishnu Garden, New Delhi-110018

Why Choose Sarvasva Capital Gold Loan?

Experience gold loans that are fast, secure, and tailored to your needs. With Sarvasva Capital, you get competitive interest rates, instant approvals, and complete peace of mind.

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Get your gold loan approved quickly within just 30 minutes with our seamless process.

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Easily repay your gold loan online or visit any of our branch locations.

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We guarantee a secure, fast, and smooth release of your gold without any delays.

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Your gold remains fully insured, ensuring complete safety and peace of mind.

Our Regulators

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Insurance Partners

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Banking Partners

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What Our Customers Say About Us

Real experiences, real trust. Hear from our customers on how Sarvasva Capital helped them achieve their financial goals with ease and confidence.

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Frequently Asked Questions

Find answers to common questions about Sarvasva features, services . For further assistance, our support team is always ready to help

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Sarvasva Capital Finance Private Limited is an RBI registered, Type II, Non-Deposit taking, Non Banking Financial Company (NBFC) RBI Registration no. -N-14.03458

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Contact Us
info@sarvasvacapital.com
+91-11-41 522 422
27/1(A), First Floor,
Double Storey Jail Road,
Ashok Nagar, New Delhi-110018
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