Loan Against Property Features & Benefits
A loan against property or a mortgage loan from Sarvasva Capital is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. Sarvasva Capital can help unlock the hidden value in your property to offer you a loan against property. Here are some features.
Loan for all Needs
With the Sarvasva Capital mortgage loan, you can borrow as little as Rs. 5 lakhs to as high as Rs. 30 Lakh. You may seek the loan either to capitalise and boost your business or for your personal purposes.
We consider your property’s market value
Our mortgage loans are designed to unlock the maximum value of your property. You can borrow up to 80% of your property’s market value.
Flexible repayment options
Sarvasva Capital enables you to repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 15years and modify your loan tenure to suit your financial situation. We also offer you flexible part prepayment facility to assist you in paying off your loan early.
Loan Options & Benefits
We provide a wide array of loan options for property to our borrowers
Loan Against Residential Property
Our Loan Against Residential Property loan facility can be used to meet all your business expansion, working capital requirements as well as personal needs.
Lease Rental Discounting
Our Lease Rental Discounting facility can be used to meet all your business expansion, working capital requirements as well as personal needs.
Loan Against Commercial Property
Our Loan Against Commercial Property loan facility can be used to meet all your business expansion, working capital requirements as well as personal needs
Property Term Loans
Our property term loan facility can be used to meet all your business expansion and working capital requirements, so that you can run your business smoothly.
Commercial Property Purchase Loan
Our Commercial Property Purchase Loan facility enables you to purchase properties such as office spaces, shops, clinics and other business establishments.
We provide products which are tailored to meet your requirements; in addition, insurance options for property are available at competitive and attractive premiums from Sarvasva Capital.
Loan Against Property Eligibility Criteria
Sarvasva Capital offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. You can get a loan against property for business in order to expand capacity or for meeting capital needs of your enterprise. Here are some basic eligibility criteria.
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- Salaried and Self Employed Professionals
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- Sole Proprietors, Partnership Firms, LLP and Private Limited Co.
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- Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity
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- Good credit rating score in credit bureau
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- Minimum 2 years in business in an industry with a positive net worth (for Self-employed) or 5 years’ work experience (for salaried individuals)
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- Micro, Small and Medium Enterprises
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- Clean record in terms of past loans and statutory payments.
Loan Against Property EMI Calcuator
Just input the loan amount, the interest rate and tenure, and you can find out the instalment amount instantly. Sarvasva Capital loan against property calculator is the simplest way there is to know your EMI amount on your LAP.
Apply For Loan Against Property
Loan Against
Property Online
You can apply for Capital First’s loan against property online. Just fill up the simple application form on our website to get started.
Interaction with
Relationship Manager
Once you apply for a mortgage loan through our website, we will verify the same and schedule a personal discussion to know your requirement in detail.
Verification
Post receiving your application for loan against property and having a personal discussion, we will inspect the property.
Unlock the capital
in your property
On processing your loan application, we will disburse your loan amount through a direct credit into your bank account.
Loan Against Property Documents
The documents required to apply for Sarvasva Capital loan against property are easy to obtain. It’s best to gather all loan against property documents before you submit your loan request. Indicated below is the list of documents required to avail a loan against property.
Photo Identity Proof ( Self-attested copy of any one document* )

Pan Card
Voter Identity card
Driving License
Address Proof ( Self-attested copy of any one document* )

Bank Account Statement
Aadhaar Card
Driving License
Electricity Bill
Telephone Bill
Property Document ( Self-attested copy of any one document* )

Copy of original sale deed
Allotment-possession letter
NOC from Society
Income Proof (Self-attested copy of any one document*)

Latest salary slip/certificate
Latest Audited Financials
Shop Act License/MOA & AOA/Sales TaxNat registration I Partnership Deed
Latest form 16
Bank details with last 6 months salary credited

*Requirement of loan against land documents might vary according to the scheme chosen. Sarvasva Capital may require additional loan against property documents which will be intimated to you while processing your application.
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Nitesh Singh
Sarvasva Capital was extremely fast. The client administration was exceptionally happy and accommodating there. They sort everything all around pleasantly.

Anand Singh Rawat